Mortgage Refinance Solutions :: Calculators

Mortgage Refinance Solutions Financial Calculators

Mortgage Refinance Solutions is pleased to provide you with the following calculators to assist you on your financial journey before you submit a mortgage refinance enquiry.

Available Calculators

Home Loan Repayment Calculator

Calculate home loan repayments with our Home Loan Repayment Calculator. View detailed amortization charts, compare loan terms, and plan your mortgage with confidence.

Fortnightly Repayment Calculator

See how switching from monthly to fortnightly repayments could save you money. Use our Fortnightly Repayment Calculator to compare schedules and reduce your mortgage faster.

Mortgage Refinance Calculator

Estimate the financial pros and cons of refinancing your mortgage, including break costs, establishment fees and interest rate differentials. This calculator also includes a comparison amortization schedule with break-even point, and charts to help you understand whether or not mortgage refinancing could be beneficial over time.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Finance News

CommBank's New Serviceability Buffer: What It Means for Refinancers

13 Jun 2026: Paige Estritori

In a significant move aimed at facilitating the refinancing process for homeowners, Commonwealth Bank of Australia (CommBank) has announced a reduction in its serviceability buffer for eligible refinancers. Effective from 23 June 2026, the bank will assess refinancing applicants with a 1% buffer, a notable decrease from the industry standard of 3%. - read more

Westpac's Fixed Home Loan Rate Hike: What Borrowers Need to Know

13 Jun 2026: Paige Estritori

In response to recent inflation data and the potential for further interest rate hikes by the Reserve Bank of Australia (RBA), Westpac has announced an increase in its fixed home loan rates. As of 25 February 2026, the bank has raised these rates by up to 0.30% across various loan terms. - read more

NAB's Interest Rate Forecast: Potential Cuts on the Horizon

13 Jun 2026: Paige Estritori

In a surprising shift, the National Australia Bank (NAB) has revised its interest rate forecast, now anticipating future cuts due to signs of a cooling economy. This change in outlook suggests potential relief for borrowers who have been facing rising mortgage rates. - read more

Heartland Bank Reduces Reverse Mortgage Rates Despite RBA Increase

06 Jun 2026: Paige Estritori

In a notable move within the Australian financial sector, Heartland Bank has announced a reduction in its advertised interest rates for new reverse mortgage customers. This decision comes in contrast to the Reserve Bank of Australia's (RBA) recent 25 basis point increase in the cash rate, highlighting Heartland Bank's commitment to supporting retirees during economic fluctuations. - read more

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Home Loan Articles

Maximise Your Refinance Potential: The Advantages of Choosing a Mortgage Broker

Australia’s housing market is known for its vibrant and ever-changing nature. Navigating through its complexities can be quite the feat for any homeowner. With property prices experiencing fluctuations, many Australians are exploring avenues to maximise their financial opportunities. - read more

How Refinancing Your Mortgage Can Transform Your Lifestyle

If you're an Australian homeowner, you've probably noticed discussions about refinancing becoming more frequent. Recent trends in interest rates have led many to explore this financial strategy. So, what exactly is refinancing, and why is it such a hot topic right now? - read more

How to Use Budgeting to Maximise Your Mortgage Refinance Options

Mortgage refinancing is the process of replacing your existing home loan with a new one, usually with better terms or conditions. It can provide Australian homeowners with an opportunity to reduce their monthly payments, lower interest rates, or switch to a different loan type that better suits their financial goals. - read more

The Pros and Cons of Refinancing When Interest Rates Are Climbing

Refinancing your home mortgage loan has become a significant conversation topic lately, especially with the current fluctuations in interest rates across Australia. For many homeowners, these discussions come in the context of rising interest rates, which can substantially affect monthly repayments. - read more

Knowledgebase

Prepayment Penalty:
A fee charged by a lender if a borrower pays off their loan early.

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